Home Finance Loan Analyst II

Job DetailsJob Location: Denver - Denver, CO 80202Salary Range: $66,000.00 - $80,000.00 Salarychfa job description

position

Home Finance Loan Analyst II

classification

Non – Exempt

division/department

Home Finance, Loan Operations

location

Denver, Colorado

position type

Full-time

hiring range

$66,000 - $80,000

nature of position

This position is responsible for completing loan-level reviews for CHFA Program Compliance, Mortgage Credit Certificate Eligibility, and Loan purchase, ensuring adherence to applicable Insurer/Guarantor, Fannie Mae, Freddie Mac, IRS Tax Code, and CHFA programmatic guidelines. This position reports to the Loan Operations Team Lead.

core desired skills

Analytical Thinking and Problem Solving

Mortgage and Regulatory Knowledge

Attention to Detail and Accuracy

Organization and Time Management

Customer Service and Relationship Building

Communication and Collaboration

essential functions

Support the operation and production activities of CHFA’s participating lenders, from reservation through loan purchase
Perform daily CHFA Program Compliance, MCC and loan purchase review functions to ensure applicable guidelines are met
Meet production and loan cycle time goals in all phases of loan production as established by the HF Loan Operations Manager and/or Director of Home Finance
Ability to complete a high volume of production while maintaining a high level of accuracy at all phases of the loan process
Ability to understand and interpret all applicable underwriting regulations, mortgage insurance and guarantee requirements and IRS Tax Code requirements
Understand what corrective actions are necessary at various stages of the loan process and resolve as necessary
Evaluate critical loan documents and understand the risk associated with each documents
Provide an accurate, detailed account of all activities related to a specific loan file with follow-up dates using conversation logs and automated workflow tool
Establish and maintain strong relationships with Participating Lenders.
Communicate with the Business Development Operations Specialist and the HF Business Development Team through a feedback loop to support Home Finance marketing and training efforts
Work collaboratively with the Funding / Final Document, Secondary Marketing, Loan Servicing Oversight departments to ensure a smooth and timely transition from Loan Operations
Conduct regular reviews of the Seller’s Guide and Loan Operations Desktop Procedure Manual to ensure currentand accurate information. Recommend revisions as necessary
Identify process improvements on an on-going basis
Act as Subject Matter Expert in all phases of Loan Operations
Assist HF Loan Operations Team Lead and/or Loan Operations Manager, with special projects as necessary

knowledge, skills, and ability

Must possess

Ability to interpret and apply complicated IRS Tax Code regulations

Must demonstrate thorough understanding of the mortgage origination and purchase process, including FHA, VA, USDA, Fannie Mae and Freddie Mac regulations
Proven analytical skills
Ability to utilize technology for research, such as FHA Connection, ALLREGS, and other industry resources
Strong ethical decision-making skills
Excellent organizational, problem-solving, and analytical skills with the ability to work independently
Ability to accurately work in a fast-paced environment within tight deadlines
Strong interpersonal and organizational skills
Knowledge of MS Outlook, Excel, Word, and PowerPoint
Ability to communicate, both orally and in writing, in an effective and diplomatic manner
Professional phone manner is essential with an emphasis on providing customer service

Abilities that reflect our values

Ability to continuously improve and develop knowledge and skills, while adapting quickly to changing circumstances and processes
Ability to work towards inclusion in all activities and decisions through the solicitation and appreciation of diverse perspectives
Ability to exercise personal accountability in all activities and decisions
Ability to embrace a culture of operational excellence to ensure processes are continually evaluated and improved as necessary
Ability to operate with a sense of integrity
Ability to have fun with a demonstrated sense of humor
Ability to establish rapport with people of diverse ethnic, racial, and cultural backgrounds

experience/education

Associate’s Degree in a business-related field or equivalent job experience in the mortgage industry is required; Bachelor’s Degree in business, accounting, or finance preferred. Mortgage Industry training; i.e., MBA, CMLA, or APMW a plus. Minimum of five years in mortgage loan origination, underwriting, processing, or closing is desired. Title company experience is helpful.

equipment used

Personal computer, Smartphone, computer printer equipment, calculator

work environment

The incumbent in this position will perform the essential functions of the position primarily in an office/hybrid environment, which requires sitting at a desk most of the day, with or without accommodation. This position requires moderate to high levels of interaction and collaboration with others.

validation statement

This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. This position requires moderate levels of interaction and collaboration with others.

salary range

$66,000 - $80,000 + annual bonuses

benefit information

Comprehensive medical, dental, and vision insurance plans, with competitive rates
Generous Paid Time Off, including paid volunteer time, and leave programs
Please visit our benefits page for additional information, www.chfainfo.com/careers/compensation

how to apply

External candidates: Please apply online at chfainfo.com > Careers Tab

All applications are strongly encouraged before September 18, 2026. This posting is expected to remain open until the position is filled.

With respect to its programs, services, activities, and employment practices, Colorado Housing and Finance Authority prohibits unlawful discrimination against applicants or employees on the basis of age 40 years and over, race, sex, sexual orientation, gender identity, gender expression, color, creed, religion, national origin, ancestry, disability, military status, genetic information, marital status or any other status protected by applicable federal, state or local law. Requests for reasonable accommodation, the provision of auxiliary aids, or any complaints alleging violation of this nondiscrimination policy should be directed to the Nondiscrimination Coordinator, 1.800.877.2432, TDD/TTY 800.659.2656; CHFA, 1981 Blake Street, Denver, Colorado 80202-1272; chfainfo.com/nondiscrimination, available weekdays 8:00am to 5:00pm.

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